Hy guys today am going to talk about Opay company. OPay Review 2021: Is Opay legit? What is the benefit of Opay? we will discuss everything in this overview.
Let’s dive in without wasting much of our time.
Contents
What’s opay account
Firstly, opay is the abbreviation for Opera Pay is a main mobile money (MMO) and economic era platform in nigeria. usual to promote monetary inclusion around the world.
And that they provided some extra services offerings like:
- Pay bills.
- Buy airtime
- Transfer to Opay
- Withdrawal.
- Betting deposits.
- Transfer to any bank.
You will additionally benefits below from Opay platform:
- Zero charge on electricity.
- Limitless airtime bargain.
- Zero charge on cable television.
- 0.70% transaction fee on OPay POS.
- Zero charge on wallet pinnacle-up.
- And N10 on bank transfer to any bank.
In this article am going to teach you how to open an opay account and how to fund your opay account. Let get started.
How do l open an opay account?
Well, open an account on opay is unfastened and clean! once you download the opay app on google play store, comply with each instructions prompted to sign in to Opay and then upgrade your KYC level.
What is KYC?
KYC means Know Your Customer. it is a procedure via which they will use to identify you with a few supplied facts to permit you operate exclusive degrees of transactions on OPay platform.
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It was required via central bank of nigeria (CBN) some years ago. And there are 4 KYC ranges on OPay platform which are listed below;
- KYC daily transaction restrict stability limit KYC level 1 50,000 Naira.
- KYC level 2 200,000 500,000 Naira.
- KYC level 3 5,000,000 naira
- Agent 20,000,000 Naira limitless.
So to upgrade your account to a higher KYC degree, you have to visit your account web page at the opay app, then now click on your account statistics, select “upgrade to agent'( you you want to be an Opay Agent).
Or upgrade to any desired KYC level, offer the desired information and submit the request.
Note: Upgrade request to KYC level three or agent may want to take up to 48hrs( 2 working days) to be
accepted.
How am i able to fund my opay account?
There are distinct methods to top-up your opay account:
- Transfer from your bank app.
- Deposit by using your debit card.
- Deposit by going to nearby Opay agent.
Transfer from your bank app: Login in your mobile banking app and choose “transfer” – then pick “transfer to different banks” from the list of banks, you will see ‘paycom or “paycom (0pay)”
So select it and input your opay phone number with out the first zero (e.g 9029163515) -and verify your name and enter your bank transaction PIN or token to make charge.
NOTE: The float is different for some banks, kindly follow the instructions supplied via your bank.
Deposit Using Your Debit Card: To deposit using your debit card, launch the Opay app and click on on “Add Money” follow by “Card top-up” on the new page, you will see “Add new payment option” so click on card and then input your card details.
Make sure you input the quantity you
need to pinnacle up with, and don’t forget to input your CVC number. (The 3 digit quantity on the opposite aspect of the ATM card).
Now Click on top-up wallet, your bank will send you OTP, input the OTP to whole the transaction and input your Opay transaction PIN to complete verification and click performed.
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Deposit By Going Too Nearby Opay Agent: an Opay agent can help to fund your opay account easily. Just following the below steps.
Go to any Opay Agent near to your area, community, city then gives him/her a cash to help you deposit it to your Opay account.
The Opay agent will enters your opay number and the amount you want to deposits, and you will be credited within 2 seconds and the agent will gets debited. That’s all.
How Do Io Transfer Money From Opay To Bank?
To make a transfer from your Opay account to other banks, Open your opay app and then click on transfer (at the top).
Now pick transfer to banks and choose the bank you want to transfer to from the drop down menu.
Now enter the 10 digit account number, input the amount and enter your payment PIN to finish transaction.
How Do I Transfer Money From Opay To Opay?
Opay called this “O2O” which means Opay To Opay. To do O2O transactions, login to your opay app and click on transfer then choose
transfer to opay.
Now input the recipient’s phone number follow by the amount you want to send to him/her. Then input your payment PIN to complete transaction.
And if your want to transfer to your friends that near you, you can use Opay QR payment options to make the transfer fast. You don’t need to type his or her Opay account number to perform the transaction.
What’s Opay QR payment options?
The Opay QR is a contactless, fastest charge technique wherein payment is accomplished by scanning a barcode from other Opay users phone. ( Especially, merchant/customers if you are doing business ).
This QR code can permit users to make payment by way of displaying their codes to the marketers/service provider and in go back, he/she will be able to scan the code to complete the fee technique.
Can I Buy Airtime And Mobile Data From Opay?
Absolutely yes! Opay has a VTU platform, where you can buy airtime, mobile data, betting deposits and bills payment. I will talk about betting deposits in the next section.
So to buy airtime and mobile data from your Opay account, login to your opay app and then click on on airtime and choose airtime/information follow by the recipient’s phone number.
If you have a voucher, apply it ( this is only available for airtime) and declare vouchers to be had-choose/input the amount or data plans and input your payment PIN to complete transaction.
Then you will receive your airtime or mobile data within 5 seconds.
How To Do Betting Deposit On Opay.
Login to your opay app and click on on having a bet, now select the having a bet service, input the user identification and then choose the amount to deposit affirm information and proceed to pay with your payment PIN. That’s all.
How Much Is Opay Charges?
Opay is a free mobile money platform in nigeria. You can deposit your money and leave it for a while.
Opay won’t touch your money like banks does and you can save more than 1,000.000 naira (if you upgrade your KYC level).
You can even investment it on Opay Owealth and get extra 10% of your investment annually.
What is Opay Owealth?
Owealth is the abbreviation for Opera Wealth, so Opay Owealth is a investment platform on Opay.
This will let investment your money and receives 10% according to annum interest paid into your account daily with a bendy withdrawal for your budget whenever you need.
You may like to read: How To Increase Small Business Revenue Via Instagram.
To benefits from Opay Owealth, login tonyour opay app and then click on on financial savings, select Owealth, click on invest And enter the amount you’ll want to invest then now input your PIN to finish the investment process.
There is other investment options on opay called “Flexifixed’ here, you will receives 14% according to annum interest paid into your account at the end of your chosen tenure.
You could additionally withdraw your funds whenever you need and nonetheless get your hobby on the amount left untouched.
To go for the “Flexifixed’ login to
your opay app, click on financial savings, select flexifixed and then choose your favored saving tenure and click on “make investments” now enter the amount you will like to invest follow by your payment PIN to complete the transaction. That’s all.
Can I Have More Than One Account?
Sure! you may have more than one account on opay. opay bills are tied to a phone number or e-mail address; however, you can simplest one phone number ties to an opay account.
Which means to create extra than one account on opay you need registered a new phone numbers and a valid electronic mail (email) with to experience the full advantages of the platform.
Is Opay Secure?
Absolutely Yes! This is one of the questions that everyone would like to have an answer to and that and is a very essential one.
Opay isn’t just safe however very plenty safe and lower priced. the a laugh factor about OBus is that one does now not have to interrupt the bank which will use this carrier.
It’s far likewise very safe to apply as all of your transactions at the app and card are very comfortable. OBus is high-quality opay provider and you’ll enjoy it!.
Is My PIN Seen To Opay (Security purpose)?
Absolutely no! opay does not recognise your transaction pin. your pin is created
via you and ought to be acknowledged simplest via you.
Opay will in no way ask you for any
authentication of your PIN, as this statistics is encrypted and blocked from viewing via absolutely everyone, together with opay officers.
So use your Opay account legally to not get block.
What To Do If My Account Blocked?
Account are normally locked/blocked whilst they discover a security risk which includes multiple failed logins, or probably fraudulent record account pastime.
PS: A password reset will ought to be accomplished with the resource of customer service crew through these
Opay Contact Info.
- Phone 018885040
- Whatsapp: +2349066722924
- E-mail: ng-customersupport@opay-inc.com.
How Can I Become Opay Agent?
If you are interested in earning extra income by deposit, withdrawa, transfer, pay bills, sell airtime and mobile data as an Opay agent. This section is actually for you.
As an Opay agent, you can assist to fund clients opay account. withdraw cash allows users to get fast/brief cash from their opay account at any nearby agent without a debit card.
How To Deposit Money For Clients: The Steps of assisting clients to deposit or transfer is simple. the consumer will gives you money.
As an agent, you will enters the client opay number and confirms the customers account names and then enters your payment PIN to finish the transaction.
Then the user will be credited and you will receives debited alert.
How To Withdraw Money For Clients: The patron initiates the withdrawal manner with the aid of inputting agent’s opay number, once opay confirms the agent information.
The client will will enters the amount they need to withdraw with the agent’s rate and confirms the transaction by means of inputting their payment PIN.
Then you gets credited and the person gets debited and him/her money. That’s all the withdrawal is completed.
How To Come To Be An Opay Agent In Nigeria.
In turning into an opay agent, you are given the vital exposure to the opay on line transaction platform.
Becoming an opay agent enlists you into having individuals which have every other supply of sales and another flow of income.
Open your Opay account and upgrade your KYC level to agent level. after finishing the process, you may begin your transaction as an agent. Like I said earlier.
Also, on how to emerge as an opay agent in nigeria opay can chat with their on line guide crew in opay by using clicking on the chat feature.
Afterwards, enter the phone number you used to sign up and click verify to speak up with the available agent.
Opay Agent Requirements
To emerge as an opay agent, you’re required to meet the opay agent requirements which consist of ;
- Passport photo.
- Utility bill (nepa bill).
- Bank verification number. (BVN)
- Identification card and company affair commission documents (optional).
And you have to get a smaller or medium size shop. With smartphone that works fine. that is functional and net friendly.
How Much Do I Need To Become An Opay Agent?
You need zero amount of cash to end up an opay agent. registration for turning into an opay agent is unfastened, and also opay offers you POS totally free (with condition) because you are an agent.
Opay is a real funding, so if you have a few money, in place of saving it, you could invest it into turning into an opay agent.
Then after a few months, you will have greater than your capital and start your POS business immediately.
What is Opay Agent Commissions.
As an Opay agent, after the registration technique, the subsequent is to have a look at the Opay agent fee shape.
In the commercial enterprise global, the commission is a fee charged by way of an agent or broking for sporting out a transaction.
Inside the identical vein, the Opay agent fee is the proportion of cash paid an opay agent gets from the transactions he/she carries out on the Opay mobile app.
Opay agent commission can be made through several ways in this platform. you are making opay agent fee thru the availability of the subsequent services to customers. Such as:
- Deposit
- Wthdrawals.
- Bills Payments.
- Betting Deposit.
What Are The Benefits Of Becoming An Opay Agent?
Opay has a lot of benefits, apart from making desirable cash from becoming an opay agent, right here are some of the opposite blessings if becoming an opay agent are:
- Zero strength charge.
- Zero fees on cable TV.
- Zero charge on pockets top up
- 0.70% transaction charge on POS
- 10 naira fee on bank transfer to any banks.
So, in case you are thinking about beginning a POS enterprise, partnering with opay might be an awesome alternative.
How Do I Get Opay POS Terminal?
Like I said earlier, if you want to become a full Opay agent, upgrade your KYC level to the agent level and make a use of the transfer to banks.
As often as viable transaction count number of one hundred fifty (150k) banks transfers with a minimum price of 1 million in 4 weeks can land you your own pos terminal. For free of charge.
Other Opay Features.
- Opay Food (OFood).
- OPay Ride (ORide).
- Opay Kash (OKash)
What is OFood?
Opay is a one-stop mobile-based platform and helps in having the subsequent executed: fee, meals & grocery delivery, transportation, and other relevant services on your every day living.
Now millions of customers rely upon opay everyday to ship and be despatched money, pay payments, and order food and groceries.
How Do I Order Opay Food?
An character can most effective order for opay’s 10.00 NAIRA meals through the Opay app.
So to buy the food, one might ought to open the opay app, scroll down to OFood and place an order for meals.
Then the meals will arrive in approximately half an hour and the meals is good enough and may make your day.
What is ORide all approximately?
With opay, you can order a reasonably-priced bike experience using oride as a result oride allows you to lease a motorbike at a cheap price.
What is OKash?
OKash is an innovative mobile microlending utility that enables smooth, fast and relaxed get right of entry to to brief time period loans.
The app-based totally carrier makes use of synthetic intelligence (ai) generation to investigate the purpose of the mortgage in addition to the compensation behavior of the consumer.
How Do I Get A Loan From OKash?
Open Opay app and click on finance follow by OKash and follow the instructions. O-kash connect all of your loan wishes more consequences
How Long Foes OKash Take To Process?
Loan decisions are supplied within 20 seconds and if accredited, the applicant receives funds within 10 mins.
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24 hours a day, 7 days a week. the loans are introduced through an android phone, with lending choices furnished nearly immediately.
Conclusion:
OPay is number one mobile money platform in in africa. I have been using Opay since 2019, and I have not experienced any bad issues since then.
If you have any comments, you can drop it through the comment section below. Thank for reading.
