Hi guys, have you heard about Opay EaseMoni? Is it legit?, How Dose Easemoni Loan works? We will discuss everything in this review. Just keep reading…
What is EaseMoni?
EaseMoni is a new loan service that Opay announced on may 17th 2021. where You as active OPay customer can apply for loans according to their Terms.
EaseMoni is another credit application that offers Nigerians up to 1,000,000 naira in close to home and business advances.
This platform is truly simple to use with very much planned interface.
All you need is only your OPay Account (KYC Level 2). If you don’t have Opay account, what you need to get loan on easemoni is your telephone number and Bank Verification Number BVN.
The EaseMoni loan platform utilizes computerized reasoning artificial intelligence to break down and decide your credit value from your BVN and SMS on your telephone.
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So ensure the number and telephone you’re applying with is a similar one you use to accept your bank cautions
They will investigate how much cash is entering and passing on your bank record to decide the amount they’ll borrow you.
If you have Opay account, you are good to select the type of loan you want to apply for on Opay directly.
You can select between different types of loan you want, with the Terms and You can clearly see the conditions and details of each kind of loan on Opay EaseMoni Platforms.
Account refers to the account You registered on opay Platform to receive EaseMoni Services [loans].
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And you don’t need to be worried, Your EaseMoni Account is the same as Your OPay wallet Account.
So your loan will be credited to your OPay wallet. Then you make a transfer to your bank account.
EaseMoni Interest Rate
This service is not for free, just like top loan platform, there is interest charges You must pay for the use of EaseMoni.
Ther loan Interest rate is 5% to 10% monthly and the annual interest rate will not exceed 120% of the loan. (depends on amount you are applying for).
And this interest rate will be determined by the amount of the EaseMoni amount You want to apply, which will be clearly displayed before Your final confirmation of the EaseMoni loan.
For example, if you are applying for 30 days loan, let say you apply ₦10,000 the interest would be ₦1,020; the total amount due would be ₦11.020.
If you are have not apply for EaseMoni loan before, and you are eligible, the first month repayment would be ₦900 or ₦1,000, so repayment of other loan would be that ₦1,020.
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And If you don’t paid in time, there is overdue fee that should be repaid after the repayment date.
How To Register EaseMoni Account
Before you can benefits from EaseMoni service, you must be a registered user on their Platform to access or use Services.
And only user with BVN can register EaseMoni account on the Platform.
So if you have Opay account, you can register easemoni account through Opay. They will use your OPay Wallet Account information, to issue Your account as well as the amount you want to apply for.
Note: Your EaseMoni account may cancel or terminate, if opay suspect that you have registered more than one EaseMoni Accounts with one BVN.
How To Apply For Opay EaseMomi Loan.
For Opay users, Login into your OPay account, and click on “EaseMomi”
You will be redirect to EaseMomi homepage. Where you can select the amount you want.
If you don’t have Opay account, kindly download EaseMoni app on google play store from here and register with your telephone number and bank verification number (BVN).
Once you are on the EaseMoni homepage page, select the amount you want. As show in the screenshot below.
Then click on “Apply” and follow the instructions. You can apply for up to N20,000 at once.
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As you can see in the screenshot. Am eligible to get up to 20,000 naira. For the first time. The next will depends on how you repay your loan.
Easemoni Loan Amount starts from 3,000 naira, and the maximum loan amount you can get is 1,000,000 naira. They will decisions the next amount you can apply for again after repayment.
So to increase your loan amount offer, pay before the due time. And if you are Opay users, do more transactions on your OPay Account.
What is EaseMoni Credit Limits.
It just like other top loans platform, the credit limit is the maximum line of loans/l approved by on your loan status.
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You can log into your EaseMoni Account and check Your credit line on the relevant pages. From the Credit Limits page, You wíll see the amount for each loan type.
Opay EaseMomi Repayment
To repay your EaseMomi loan, log into your OPay Account >> Click EaseMomi and then click then the repay icon to settle the payment that’s all.
You can either repay in full or make a partial payment.
Easemoni customer care number.
Here is easemoni customer care number: +234 9087614150, So If you have any issue, Just Contact EaseMoni Team Directly. And you can also contact them through firstname.lastname@example.org
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EaseMoni—Loan expert on your phone 1.1.0 APK Info.
- Version: 1.1.0
- File size: 9.58MB
- Requires: Android 5.0+
- Package Name: com.loan.cash.credit.easemoni.nigeria
- Developer: Blue Ridge Microfinance Bank Limited
- Updated: August 06, 2021
- Price: Free
- Rate 4.50 stars – based on 221 reviews
Download EaseMoni App on google play store: https://play.google.com/store/apps/details?id=com.loan.cash.credit.easemoni.nigeria
Download EaseMoni Apk on Apktada: https://apktada.com/download-apk/com.loan.cash.credit.easemoni.nigeria
If you have any questions regarding getting loan in EaseMoni, feel free to drop your comment through the comment section below.
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